Vaccinated people could pay less for life cover
When it comes to understanding the risks in a society, insurers generally offer the best insights. Insurance companies do not pay out for deaths that did not happen, and they will apply a risk rating on behaviours or the health status of clients they believe would lead to more illness or a higher mortality rate.
Middle-aged clients have the highest relative increase in mortality risk once becoming infected with Covid-19.He says they have already seen a 47% reduction in Covid-19 cases among people three weeks after receiving the first dose of the Pfizer vaccine.Discovery Health data further highlights that people infected with the Delta variant of Covid-19 have a 95% lower risk of being hospitalised after receiving both doses of the Pfizer vaccine.
“Our research reveals that middle-aged clients have the highest relative increase in mortality risk once becoming infected with Covid-19. He also confirms that, in the unlikely event of a client having an adverse reaction to the vaccine, they will be fully covered under their life insurance. Having a vaccine is not considered to be a risk to one’s health.There are no changes to existing Discovery Life clients’ policies as the move will only be applied to new clients.
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