Disaster Scams: How to Protect Yourself After a Catastrophic Event

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Disaster Scams: How to Protect Yourself After a Catastrophic Event
SCAMDISASTER RELIEFIDENTITY THEFT
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This article provides advice on how to avoid scams after a catastrophic event. It warns about impersonators posing as government agencies, utility companies, and contractors, urging readers to verify identities and be wary of urgent requests for money or immediate action. It also highlights common scams like debt collection calls for non-existent accounts, medical bills for unperformed procedures, and missing tax refunds.

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“It’s something that’s unfortunately very common,” Layugan said. “After disasters, people are also particularly vulnerable to people saying you need to ‘act fast’ and using urgency to pressure people into taking actions that might not be in their best interest.” Online review sites and searches for the contractor’s name with the word “scam” or “complaints” can help, as can confirming the license and insurance information of anyone you work with.In 2023 alone, roughly 1 million people reported identity theft, 2.6 million people reported fraud, and 1.9 million reported other types of scams to the FTC.

— Store personal information, including your Social Security card, in a safe place. Do not carry it in your wallet.

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