This article provides tips on how to protect yourself from online and phone scams. It discusses common scammer tactics and offers advice on what to do if you think you're being scammed.
In a world rife with online and phone scams, it's always a good time to learn how to protect yourself. 'Scams have become so sophisticated now.
Phishing emails (manipulating users to obtain personal information or passwords), text messages, spoofing (falsifying information transmitted to the caller ID), all this technology gives scammers that advantage,' said Eva Velasquez, president and CEO of the Identity Theft Resource Center, a nonprofit organization that supports victims of identity theft in the United States. As scammers find new ways to steal money and personal information, consumers need to be more vigilant when deciding who they trust, especially online. A quick way to remember what to do when you think you're being scammed is to think about the three 'Ds,' said Alissa Abdullah, also known as Dr. Jay, deputy head of security at Mastercard. 'Be skeptical, stop for a second (and think about it) and be prepared to protect yourself,' she explained. Whether it's romance scams or job scams, impostors are looking for ways to trick you into giving them money or sharing your personal information. Here's what you need to know: Know the Scammers' Tactics Three common tactics used by scammers are based on fear, urgency, and money, said security expert Petros Efstathopoulos. Here's how they work: When a scammer contacts you by phone or email, they use language that makes it seem like there's a problem that you need to solve. For example, the scammer contacts you by email to tell you that your tax return has an error and that if you don't fix it, you'll have problems
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