Mum finds £48,000 in missing pension pot and issue warning to others

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Mum finds £48,000 in missing pension pot and issue warning to others
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Karin Ridgers had no idea how much money she had accrued in workplace pensions over the years.

Karin Ridgers, 52, a PR director, said she had no idea how much money she built up in workplaces over the years. The mum-of-one managed to track the pot from when she worked at UBS for ten years - and is in the process of finding the details of a second pension scheme.

“When I set my business up, I had a chat with a financial advisor, and he said don’t worry about looking into pensions yet… that was nearly 18 years ago. I wish I had just done it at the time now, hindsight is a great thing. She said: “The question is where does that leave me now? I want to know more about my options and how I can best support my retirement given I’m already working full time running my own business. I am worried I will have to find a huge amount of money, now I am 52 years old, to have a reasonable pension.”

How to track down lost pensions Pensions can be easily lost - if you've moved address, lost paperwork, or if the company has been taken over or rebranded. The Government has a free Pension Tracing Service tool to track down lost pensions.

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