You could turn an £800 payment into £5400
Making your money work for you is not a simple task and for many people, sticking funds into a savings account is about as close to making an investment as they get. But millions of people are unaware that they could do one simple thing with their money, that Martin Lewis has described as the "most lucrative thing" a person over 40, or under 73, can do.
Many people do not realise that they have gaps in their National Insurance record, which is built up by continuous years of National Insurance Contributions, which are paid on all wages over the £12,570 tax threshold. If your pay has fallen below this, or you have spent some time outside of work, you could have gaps that mean you end up with less money when you retire.
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