The holiday shopping season is almost here. But according to a recent survey, nearly a fourth of Americans aren’t claiming their credit card rewards.
November 01, 2023 at 5:02 pm PDTSEATTLE — The holiday shopping season is almost here. And, according to the Federal Reserve at least 1/3 of what we buy will be charged, earning us valuable points or perks.“I think people would be surprised to know how many everyday perks there are. I actually think these are a very well-kept secret,” says Bankrate Analyst Ted Rossman.
Ask your credit card company for a list of benefits and understand what is on the table. “That is actually a really important bit of advice as well is just to familiarize yourself with these different programs, because a lot of times they are kind of out of sight and out of mind.” Ted says some of the most important perks that credit cards offer are consumer protections. “Purchase protection is a great perk. Extended warranty coverage, I think is a no-brainer, especially if you’re buying something like a TV or refrigerator or some bigger ticket item. A lot of cards will add to that manufacturer’s warranty.”
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