Homebuyers need to make 80% more than in 2020 to comfortably afford a home

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Homebuyers need to make 80% more than in 2020 to comfortably afford a home
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Homebuyers now need about $47,000 more than they did in 2020 to comfortably afford a home, according to a recent report. Median income has risen 23% during that time.

Homebuyers now need to earn more than $106,000 to comfortably afford a home, according to a recent report from Zillow. That is a $47,000, or 80%, increase in income from 2020. However, wages have not kept up, with median income only rising 23% during that same time, according to Zillow. The real estate firm noted that the only major metros where a typical home is affordable for a household that is making $106,000 are Pittsburgh, St. Louis and Detroit.

Home values have also risen 42.4% since 2020, according to the report. In February 2020, a household would need to make about $50,000 per year to afford a median-priced home in the U.S., according to Jones. As of February 2024, this minimum recommended income was about $100,000, well above the national median household income, she said.

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