But bankruptcies are also 29% below average vs. pre-coronavirus 2018-2019.
I’ve been on a bit of a quest of late to figure out why Californians are so grumpy this summer. One sign of those anxieties was theSo to get some additional clues about financial insecurities in the Golden State, I dialed my trusty spreadsheet into the N– including California. The study is based on a sampling of folks with credit histories, a flock of most consumers, but not all.
In the second quarter, there were 12 Californians entering foreclosure per 1,000 people, up 20% in a quarter and 50% higher in a year. It’s the highest share since 2020’s first quarter. In the second quarter, 1.24% of California debts were running 90 days or more late. That was a slight improvement from 1.27% a quarter earlier. And, yes, it’s up from 0.95% a year ago.Again, this trend tracks national habits: 1.83% bills were late – flat with the first quarter earlier, up from 1.48% a year ago but below 4.12% in 2018-19.Californians have long juggled huge debts, largely due to giant mortgages.
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