A small Alabama city was devastated by a tornado. Here's why FEMA didn't help.

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A small Alabama city was devastated by a tornado. Here's why FEMA didn't help.
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After natural disasters, FEMA often rejects aid for vulnerable communities where survivors have few other paths to recovery, an NBCNews analysis finds. NBCNewsThreads

On his first day in office, President Joe Biden issued an executive order instructing all agencies to assess whether — and to what extent — their programs “perpetuate systemic barriers to opportunities and benefits for people of color and other underserved groups.”

The tornado destroyed the house within seconds, splintering beams supporting the floor above the basement, the family members later recalled. After the winds died down, Christopher, 20, called 911. Then he helped Brandon, 16, and his youngest brother, Eddie, 7, climb over the collapsed brick wall in the basement. But Elliott remained trapped inside, along with his parents and his oldest brother, Oscar Jr.

But when the emergency crew reached Elliott, they found that he had been crushed by a falling floor joist and an air conditioning unit after the home’s first floor collapsed. They wrapped his body in a sheet and carried him outside to await the coroner. The Arizaga family had no renters’ insurance and still had outstanding medical bills from Oscar Sr.’s car accident. Their cars were destroyed in the storm, smashed by falling tree branches.Nicole Craine for NBC News

Holcomb, the mayor, came to pay his respects and left the family a business card, saying to call if they needed anything. Her request was one of at least 36 FEMA received last year for individual assistance after natural disasters. Melissa Forbes, acting assistant administrator in FEMA’s Office of Recovery, said in a recent interview that the agency considers a number of factors when deciding whether to approve individual assistance, including the state’s taxable resources, the amount of damage and residents’ insurance levels.

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