8 Ways to Save More Money Than You Thought Possible (First Step: Find Your 'Black Hole')
Barlin was shocked to discover she spent $3,000 on clothes in a year, since she rarely went to a mall but mindlessly shopped online.
If your paycheck is already stretched tight to cover the essentials, even after cutting out the aforementioned “black holes” in your spending, be sure you at least fund your employer’s 401 plan — and maximize the company match “so you don’t miss out on this free money,” says Higgins.3. Make Saving Automatic
The easiest way to do this? Before you even see your paycheck, have a portion sent directly to your account. “No one ever really builds wealth through saving money manually ”, a bestselling author and financial advisor who came up with the simple concept of the “latte factor” — that automatically saving the money you spend on a fancy coffee and muffin each day and investing it wisely can add up to $1 million in several decades.
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