Generative AI and LLMs can aid people in becoming frugal. This is useful in both near-term and long-terms ways. I explain how AI can aid a quest for frugality.
In today’s column, I showcase how generative AI and large language models can aid the adoption of a frugal mindset in your everyday existence. Likewise, this same endeavor can potentially establish a lifelong propensity toward frugality. A note of caution about expectations associated with utilizing AI in this regard: not everyone is necessarily interested in embracing a frugal lifestyle, thus using AI won’t miraculously transform a lavish spender into a prudent one.
Another facet is that spending does at times provide a sense of relief from stress, sadness, boredom, and other maladies. The mindset is that if you buy this thing or that thing, voila, you will feel better for having done so. This might incur momentary relief, but when the bill needs to be paid, even greater stress can arise.
Note that the AI immediately expressed a sense of empathy or understanding for my desire to be frugal. This might seem strange since the AI is a machine and not sentient . Turns out that generative AI can appear to be empathetic via computational wordsmithing, see my discussion at Notice that I challenged the AI about its seemingly unheard-of advice. Fortunately, the AI opted to back down and admitted it was wrong. Had I not questioned the AI, there is a chance the AI might have continued with the foul advice and I could have convinced myself that the suggestion was worthy of putting into practice.
Shifting gears, suppose that you are a bona fide frugal person and want to aid your friends and colleagues in equally adopting a frugal mindset.
Generative AI Large Language Model LLM AI Hallucination Frugal Spendthrift Tightwad Penny-Pincher Scrooge Openai Chatgpt GPT-4O O1 O3 Pro Plus Google Gemini Meta Llama Microsoft Copilot Anthrop Finance Budget Spending Bargains Prudent Savings Banking
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