Here's a look at exactly what you should be spending money on (or not!) this holiday season, and advice on how to set a budget that's realistic.
"If your holiday spending impacts your ability to pay for other priorities, like your debt, or your regular bills — and yes, your savings and investments — then you're spending too much," Rebell said. , then you're spending too much, Bodge explained. If this happens, you'll want to work to pay that off as quickly as possible and then make the necessary tweaks to avoid that in the following year, she said.
Also, keep in mind that something as feeling bad about your spending may be one of the best ways to know if you're overdoing it, offered Mecham. If you're hitting your other financial goals and not in debt , then spending $300 shouldn't make you feel bad, he said. The amount you have to spend on holiday purchases may be small, and this is perfectly fine.
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