WSJ News Exclusive | Fed to Consider Tougher Rules for Midsize Banks After SVB, Signature Failures

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WSJ News Exclusive | Fed to Consider Tougher Rules for Midsize Banks After SVB, Signature Failures
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The Fed is considering tougher rules for midsize banks after Silicon Valley Bank's collapse, including bolstering stress tests and expanding regulations to smaller lenders

WASHINGTON—The Federal Reserve is rethinking a number of its own rules related to midsize banks following the collapse of two lenders, potentially extending restrictions that currently only apply to the biggest Wall Street firms.

A raft of tougher capital and liquidity requirements are under review, as well as steps to beef up annual “stress tests” that assess banks’ ability to weather a hypothetical recession, according to a person familiar with the latest thinking among U.S. regulators. The rules could target firms with between $100 billion to $250 billion in assets, which at present escape some of the toughest requirements.

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