Monica Torres is a senior work/life reporter for HuffPost who writes about the workplace, career anxieties and general lifestyle topics. She is a 2016 member of Poynter's Diversity in Digital Leadership class. She is based in New York.
Gift cards are a popular last-minute present many of us purchase. But the ones bought off the rack are also a common tool scammers use to exploit people.
Why do scammers love gift cards? It’s because it’s quick cash and because gift cards are not as protected as other forms of payment. Stokes explained that banks must help you get money back from unauthorized transactions on your debit and credit cards, but “ Or you can give money the old-fashioned way. “Take cash, put it in an envelope, and hand it to the person,” Levin said. “Or just buy them the gift.”Make sure you do not see any wrinkles or tears on the gift card and double-check that the pin code is not exposed, Levin said.Stokes said to look at the gift card activation receipt and see if the number on the gift card matches the number on the receipt.
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