Why saving for retirement has become a challenge for the 'sandwich generation'

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Why saving for retirement has become a challenge for the 'sandwich generation'
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Many people in their 50s are part of the so-called 'sandwich generation' of workers who support both young relatives and aging parents.

Dracut, Massachusetts — Dinnertime at the Gomez residence in the suburban Boston town of Dracut means feeding three generations. 'It's crazy,' Alicia Gomez told CBS News of the seven family members who live together under one roof. 'We're raising my niece and nephew. My mother lives with us and my sister lives with us.' Alicia, 56, is the chief operating officer for a nonprofit, and her 58-year-old husband Chu Gomez works in logistics.

While the Gomezes have a nest egg, it's not a big one. For those in their 50s, there are several variables to consider. They include having honest conversations about how long any assistance for relatives, such as older children, will last. Other options to consider: temporarily reducing retirement contributions to pay down any high-interest debt, like credit cards. Then, importantly, boosting savings. Alicia says the couple makes enough money to cover their bills.

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