Why I Chose Berlin Over the U.S. and Paid Off $130,000 in Debt

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Why I Chose Berlin Over the U.S. and Paid Off $130,000 in Debt
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A 33-year-old woman shares her experience of moving from Los Angeles to Berlin, Germany, highlighting the financial and social benefits she has enjoyed. She discusses the cost of living, government benefits, healthcare, and the strong sense of community. She also reveals how she was able to pay off her student debt in a shorter timeframe.

At the age of 33, I sometimes feel like I've already lived a thousand lives. I'm originally from Los Angeles, and over the last decade, I've done everything fromAfter I completed my master's degree in London, I started working as a product manager for a global travel tech company, and I had the option to transfer to the U.S. or to Germany , where my husband is from.

We live in a 1,100-square-foot, 2-bedroom apartment with a balcony. We pay $1,843 per month for rent, about $350 for utilities, and $240 for parking. We were paying about the same in London, but our Berlin apartment is double the size, and the building is much newer.For groceries, I'm a big fan of METRO, which is essentially the Costco of Germany. Every two weeks, we spend about $300 on our bulk staples.

In Germany, the government provides things like guaranteed healthcare, pensions, parental leave, tuition-free university and even unemployment insurance. I have a few friends who were laid off, but thanks to that insurance, they were able to receive 80% of their salary for one year.and realized that with the social safety net — and not having to set aside thousands of dollars for medical emergencies, for example — I would be able to save between $1,000 and $3,000 each month.

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