Why Deflationary Stablecoin Projects are the Future of DeFi | HackerNoon

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Why Deflationary Stablecoin Projects are the Future of DeFi | HackerNoon
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'Why Deflationary Stablecoin Projects are the Future of DeFi' stablecoins decentralization

In the crypto world, stablecoins such as USDT and USDC have become indispensable. We use them to store non-volatile value, which enables us to maintain our purchasing power from day to day. Unfortunately, the United States Dollar does not work in this way. The Federal Reserve is in charge of creating dollars, and its fiscal policies have caused the currency to depreciate on a regular basis. This suggests that a dollar is currently worth more than it will be in the future.

While some big exchanges, including Binance, are increasingly adding fiat trading into their platforms, stablecoins are particularly useful for non-fiat accepting exchanges during moments of significant speculative cryptocurrency price volatility. Traders who sell speculative cryptocurrencies incur negative slippage, whereas those who convert them to stablecoins may only have to pay transaction fees to centrally issued stablecoin issuers or stability fees to their decentralized counterparts.

Centrally issued stablecoins also prevent people in countries like Sudan from using their cryptocurrency as a safe haven against hyperinflation — a potential that decentralized alternatives like TOR will almost surely seize.

The technology used to maintain the price consistent in the Terra blockchain makes stablecoins unique. Terra assets represent algorithmically stable coins, rather than relying on a reserve of assets to maintain their peg, as USDC and USDT do. This entails utilizing a smart contract-based algorithm to keep the price of UST anchored at $1 by burning LUNA tokens and minting new UST tokens.

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