Drinking too much overseas can void your travel insurance. Being forgetful about your luggage may also mean you won’t get covered. And if you like extreme sports, or a cruise, check the fine print.
It was the last ride of a two-week surfing camp on a remote island in Indonesia when Australian surfer Brett Ryan caught a wave that smashed him head-first into a coral reef.
Insurance Council chief executive Andrew Hall said the research was commissioned after disputes over coverage increased when travel resumed after COVID. Though the blood alcohol limits could be high, some people may drink more than they realised in countries like the United States, where bartenders “free pour” and don’t use standard measures.Alcohol consumption, which can exclude medical treatment for an accident.
Ryan – who likes to travel and try new things – had checked that the policy attached to his credit card had covered medical evacuation, which was required by the surf camp operator. The survey by Quantum Market Research found one in eight people were uninsured on their last trip. Many were young, under 30, or from low-income households, or had a culturally diverse background.
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