Whether you’ve been a victim or want to proactively protect your personal information, Consumer Reports explains what you can do now before the hackers strike.
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Like many of us, Consumer Reports Tech Editor Nicholas De Leon knows how it feels to be the victim of a data breach. His advice is, first, don’t panic. His Social Security number was stolen in the big Equifax hack, and he eventually sorted everything out. The thing is, anytime you need credit — say you’re going to rent an apartment or you’re going to buy a new phone — you’ll need to unfreeze your credit to do so. You can do all of this by simply calling the credit agency and asking them to freeze and unfreeze your credit as needed.A less restrictive option is contacting the credit agencies to put a fraud alert on your credit.
Finally, if you’re a victim of a data breach, be sure to change your password, not only on your hacked account but also anywhere else you’ve used it.They generate and store unique, complex passwords for each of your accounts. Many will also alert users if their password was leaked in a data breach, including CR-recommended password managers from 1Password, Dashlane, and Keeper.
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