The ideal time to buy a policy is typically between age 55 and 65, but you can still get coverage at an older age.
As our population continues to age and life expectancies rise, the need for long-term care services has become an increasingly important consideration for many people. But while this type of medical care, which includes nursing home care, assisted living, in-home support and adult day care services, is a vital consideration for many seniors, it doesn't come cheap.
But while it may be possible to secure long-term care insurance coverage at older ages, experts generally recommend exploring long-term care insurance options well before reaching the typical age limits imposed by insurance companies. For example, the ideal window to consider purchasing a policy is typically between the ages of 55 and 65.Learn more about your long-term care insurance policy options here.
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