We want a diverse area with moderate population, warm, beach and culture — so where should we retire?

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We want a diverse area with moderate population, warm, beach and culture — so where should we retire?
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There are plenty of beach towns in the U.S., but finding one with personality is a bigger challenge. Here are 3 of the best.

We are African-Americans and want to retire to a diverse area with moderate population, warm, beach, culture. We can afford a better-than-average lifestyle and want to feel accepted in our new community — hopefully somewhere with high walkability and homes with character. And maybe near a major airport.... for lots of traveling.We all know there are plenty of beach towns in the U.S., but finding one with personality is a bigger challenge.

As always, explore the area in all seasons, and be realistic about the retirement budget. When you find your dream place, ask which areas are susceptible to flooding during hurricanes and other storms.A street in the historic district of Wilmington, N.C.

Be sure to explore the Gullah Geechee Cultural Heritage Corridor, which stretches from Wilmington to Jacksonville, Fla., and is home to cultural groups descended from enslaved peoples from West and Central Africa. Poplar Grove Plantation is one local site.Here’s what’s on the housing market now in Wilmington and in New Hanover County using Realtor.com .

Gulfport comes with sunset views from its own strip of sand over Boca Ciega Bay so, yes, it’s on the Gulf side of Florida but technically not on the Gulf of Mexico. But opposite the bay is St. Pete Beach, which gets raves from TripAdvisor . When you tire of that, there are more white-sand beaches to sink your toes in, including Siesta Beach in Sarasota an hour south as well as Caladesi Island State Park an hour north.

An aerial photo of Honolulu’s Waikiki Beach, with Diamond Head Mountain in the distance. iStockphoto The Pacific: Oahu, Hawaii If year-round pleasant weather is the priority, Hawaii can’t be beat. Average highs are in the 80s year-round, and average lows bottom out in the mid-60s. Of course there’s no shortage of beautiful beaches.

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