💳 Many consumers from all walks of life now have to find ways to spend less so that they can afford higher interest rates on their debts. Click here to read the full story ➡️
Needs and wants in cost of living
“It is also just as crucial to make room for savings. We highly recommend reaching out to an advisor or financial planner for advice, particularly when you want to save on your insurance. With motivation from you and guidance from an expert, you can make small changes that result in significant savings, enabling you to live a little more comfortably within your means.”
“Seal windows and doors to prevent loss of heat in winter and loss of cool air in summer. Adopt better habits such as turning off unnecessary lights, putting a lid on a pot of boiling water and unplugging non-essential items that you do not use.” “While you should reward yourself with occasional treats, if you are serious about saving you need to limit your luxury purchases.
“The SavvySaver cashback programme has seen a sharp increase in membership in tandem with escalating food costs, with members earning thousands of rands back in cash,” says Slowatek.
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