Tips on how to save money, improve your credit score, pay down credit card debt, invest and battle high interest rates from the Chicago Treasurer.
January is Financial Wellness Month, and our I-Team has found how you can save, invest and battle high interest rates, with help from City of Chicago Treasurer Melissa Conyears-Ervin.
"We started off by going through, obviously, my credit report, we talked about the importance of credit, how to rebuild your credit," she said."I believe in putting your money in different accounts, especially a savings account that is not convenient to you, because I believe that if you don't see it, you can't spend it," she said.Secondly, in addition to cash savings look for ways to invest.
Third, monitor your credit card debt and beware of higher interest rates. New offers on credit cards are an average APR of around 22%, and existing credit cards interest rates are now more than 19%.
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