For 18 years, I was the Chief Executive Officer of LowCards, a consumer resource website on credit cards. I also co-authored The Credit Card Guidebook, a free online book to help people navigate the complex world of credit cards.
Apple is discontinuing its buy now, pay later service known as Apple Pay Later barely a year after its initial launch in the U.S., and will rely on companies who already dominate the industry like Affirm and Klarna. It’s an acknowledgement from a company known for producing hit products that building a financial services business from scratch as Apple has been doing for several years is difficult and highly competitive.
Retail sales numbers came in a bit lower than expected yesterday, with consumer spending inching up just 0.1% from April to May. It’s another sign that consumers are starting to feel the strain of sustained higher prices. Many consumers have been keeping their shopping habits up by relying on credit cards, perhaps a bit too much. Economists have been warning for months now about the rise in credit card delinquencies.
Apple Pay Buy Now Pay Later Credit Cards Wells Fargo Swipe Fees Online Gambling Credit Card Fees Late Fees Gift Cards
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