This 30-year-old commutes 4 hours a day so he doesn't have to pay $4,500-a-month San Francisco rent—here's how much he saves

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This 30-year-old commutes 4 hours a day so he doesn't have to pay $4,500-a-month San Francisco rent—here's how much he saves
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Here's how much a 30-year-old saves by commuting 4 hours a day to his job in San Francisco. (via CNBCMakeIt)

So when Danny Finlay, a 30-year-old who lives in Dixon, California, was offered a job in the Bay Area, heDixon is about 72 miles away from Finlay's office at public relations firm SutherlandGold, where he works as an account executive. That means, in order to get to work by 7 a.m., he wakes up at 4:30 a.m., leaves his house by 5:10 a.m. and takes a combination of car, bus and train to get to work. Round-trip, he spends four hours commuting five days a week..

Factoring in everything from housing costs to miscellaneous expenses such as parking, groceries and dining out, Finlay says the choice to live in Dixon rather than the Bay Area likely saves him around $15,000 to $18,000 per year., compared to more than $1.2 million in San Francisco. Finlay and his wife now own a three-bedroom house with a swimming pool, and they have mortgage payments of $1,600 a month.

But the travel has its downsides. To and from work, the four-hour daily trek covers 140 miles. That means he spends about 1,000 hours commuting per year, or about 43 full days on the road.Courtesy of Danny Finlay

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