This hotel card offers a low annual fee with automatic elite status and free nights.
Esri's data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries , gas , dining out , travel , utilities and general purchases . General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses.
For co-branded hotel cards, we only calculated the estimated number of points you can earn after one and five years. The dollar value of points depends on whether you redeem them for hotel stays, merchandise, gift cards and more. Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. This method also avoids giving an unfair advantage to cards with large welcome bonuses.
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