The One Thing Americans Need to Stop Doing With Their Money in 2025

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The One Thing Americans Need to Stop Doing With Their Money in 2025
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Newsweek asked personal finance experts what they wanted to see less of in the new year. This is what they said.

A new year is a time for new beginnings. And that applies as much to your personal finances as anything else. As we hail the start of 2025, Newsweek asked personal finance experts: What is the one thing Americans should stop doing with their money?Bola Sokunbi, Author/Founder & CEO, Clever Girl FinanceI absolutely have to say using credit cards as a backup emergency fund. It's a slippery slope, and the interest can delay or even completely derail your long-term goals.

It makes things feel frictionless, but it fragments the financial picture and makes true spending harder to track.Andy Smith, Executive Director, Financial Planning, Edelman Financial EnginesPeople need to stop focusing on the little things and start focusing on the bigger, more strategic things that can help make a meaningful difference.For example, forgoing a fancy coffee drink a couple times each week isn't going to get you to your retirement goals.

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