It's not necessary to strive for perfection
The highest credit score is 850. You don't need a perfect score to qualify for the best interest rates on loans, but your score will need to fall within the Good to Excellent range. If you're looking to improve your score, making on-time payments is most important. But you'll also want to pay attention to other factors like credit utilization rate, credit length, credit mix, and new credit accounts. Read more personal finance coverage.
The highest credit score is 850. You don't need a perfect score to qualify for the best interest rates on loans, but your score will need to fall within the Good to Excellent range. If you're looking to improve your score, making on-time payments is most important. But you'll also want to pay attention to other factors like credit utilization rate, credit length, credit mix, and new credit accounts. Read more personal finance coverage.
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