The 2008/9 global banking crisis has certainly taken its toll on society – we have yet to recover! Writes David Buik

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The 2008/9 global banking crisis has certainly taken its toll on society – we have yet to recover! Writes David Buik
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The 2008/9 global banking crisis has certainly taken its toll on society – we have yet to recover! Writes truemagic68

There is little doubt that the regional banking crisis in the US three months ago, triggered by the SVB debacle, followed up by the demise of Credit Suisse put ‘the cat amongst the proverbial pigeons’ for the global banking sector, rattling a few governments and shareholders’ feathers along the way!Calm had hardly been restored, before Labour was making ill-considered demands for a windfall tax from a sector that simply cannot afford it, if the levels of capital and liquidity are to be...

# Denotes unrepresentative of the performance of the RBS/NWG share price – huge split took place on November 07, 2008.The US, thanks to initiatives from Treasury Secretary Tim Geithner and FED Chairman Ben Bernanke, such as the introduction of TARP, a facility all major banks, including the likes of Goldman Sachs were forced to avail themselves of on a temporary basis, triggered the recovery of the banking sector rather more quickly than banks in the UK and Europe did.

The UK Government’s and Bank of England’s response to the crisis was also incisive. Quantitative easing reached £425 billion by the end of 2009. The EU/ECB seemed rather more ponderous in officially reacting to the crisis. They called it methodical. Apart from dealing with immediate liquidity issues on an ad hoc basis, QE was not introduced with a vengeance until 2014, when a facility of €3.3 trillion for the ECB to buy in bonds was made available.

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