The 12-month financial plan
Find out what expenses you need to keep track of and start getting your supporting documents in order for your tax return.Shop around and compare quotations from other insurers, but make sure that you know what cover each insurer offers for the premiums you pay. You may find that one insurer offers you cheaper premiums but will charge you a much higher excess when you make a claim.
Do a review of existing investments to ensure they still meet your needs. If your long-term savings are sitting in cash, you need to look at higher-growth investment options.Set time aside to think about your long-term goals and how to achieve them. Talk to your partner about money and bring in a financial adviser if necessary so that you can plan your future together.Clean your clutter and get your admin filed and sorted.
Remember, it is a long way to your January pay cheque, and, after all the parties are over and the visitors have left, you still need to buy groceries and pay for electricity, among other regular costs.In times of uncertainty you need journalism you can trust. For 14 free days, you can have access to a world of in-depth analyses, investigative journalism, top opinions and a range of features. Journalism strengthens democracy. Invest in the future today.
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