A North Texas homeowner claims her insurance company forced her to bundle her home and auto insurance to renew her policy. Sally Little says Farmers Insurance told her they wouldn't renew her homeowner's policy without adding a personal auto policy. Little isn't alone, as the Texas Department of Insurance (TDI) has received 37 complaints this year about Farmers requiring bundling for home policy renewals. Farmers Insurance argues the bundling guideline is part of their risk strategy and customers without homes who have auto policies wouldn't be affected.
You may have seen offers to bundle your home and auto insurance for a discount. It’s typically optional for customers. A North Texas homeowner tells NBC 5 Responds her insurance company told her she would have to bundle to keep the current policy on her house.Sally Little of Azle shared a letter with NBC 5 Responds from her insurance company. In it, the company writes it would not renew her homeowner's policy when it expired unless Little added a personal auto policy too.
It also wrote, “Texas remains a competitive insurance market, with hundreds of companies actively offering auto and home policies and seeking new business—unlike some other states with limited insurer availability.”“Any insurance company scheme that requires us to buy two policies from them is anti-consumer,” said Ware Wendell, executive director of the nonpartisan consumer group,
This fall, Texas lawmakers held hearings over insurance costs. For the 2025 legislative session, State Senator Royce West of Dallas filed Senate Bill 213. It would prohibit insurers from requiring bundling. Little said she spent hours getting quotes for insurance and is switching to another provider for her home policy.
Insurance Bundling Texas Farmers Insurance Homeowners
United States Latest News, United States Headlines
Similar News:You can also read news stories similar to this one that we have collected from other news sources.
Texas Homeowner Claims Insurance Company Forced Bundling to Renew PolicyA North Texas homeowner alleges that her insurance company, Farmers, threatened to non-renew her homeowner's policy unless she bundled it with an auto policy, even though she already has auto insurance with another provider. The Texas Department of Insurance reports 37 complaints this year from Farmers policyholders regarding this bundling requirement. Farmers Insurance Exchange filed new underwriting guideline rules for review in Texas, which remain pending. Farmers maintains that this bundling guideline is part of its risk management strategy and would not apply to customers with auto policies but no homes.
Read more »
Farmers Insurance Expands Homeowner Policies in California Amidst Insurance ReformToday on AirTalk, we discuss Farmers Insurance's decision to increase homeowner policies written for California residents, exploring the implications of this move within the broader context of insurance reform in the state. We also delve into the hot topic of holiday office parties, debating whether plus ones should be allowed, and examine the growing trend of teenagers' constant online presence. Plus, renowned Jazz musician Arturo Sandoval joins us to talk about his latest album and his honors from the Kennedy Center for Performing Arts.
Read more »
Farmers Insurance promises to write more California home insurance policies ahead of planned reformsThe company committed to writing 9,500 new policies each month.
Read more »
Farmers Insurance Expands Coverage in California Amidst Insurance ReformAirTalk discusses Farmers Insurance's decision to increase homeowner policies in California, exploring the impact of insurance reform proposals and the future of home insurance in the state.
Read more »
Texas Homeowner Says Insurance Company Demanded Bundling to Renew PolicyA North Texas homeowner alleges that her insurance company threatened to not renew her homeowner's policy unless she also purchased an auto policy from them. Sally Little claims this is strong-arming and feels held hostage by the company. The Texas Department of Insurance has received 37 complaints this year from Farmers policyholders about similar bundling requirements. Farmers Insurance Exchange filed new underwriting guidelines for state review, but the review is still pending. The company marked its filing confidential, citing trade secrets.
Read more »
Texas Homeowner Claims Insurer Forced Bundling to Renew PolicyA North Texas homeowner alleges that her insurance company threatened to non-renew her homeowner's policy unless she bundled it with a personal auto policy. Sally Little of Azle shared a letter from her insurer stating that her homeowner's policy wouldn't be renewed without adding an auto policy. Little stated that bundling wouldn't have been a better deal for her as she already has another insurer covering her vehicles. The Texas Department of Insurance (TDI) has received 37 complaints this year regarding insurance companies requiring bundling for home policy renewals, all from Farmers policyholders. Farmers Insurance Exchange filed new underwriting guidelines for state review, which are currently pending.
Read more »