It’s that time of year again, when seniors face the challenges of open enrollment in Medicare, starting Oct. 15. These are the most consequential decisions seniors must make, not only because of the financial impact, but the impact on care they may receive when needed.
This website stores data such as cookies to enable essential site functionality, as well as marketing, personalization, and analytics. By remaining on this website, you indicate your consent.It’s that time of year again, when seniors face the challenges of open enrollment in Medicare, starting October 15. These are the most consequential decisions seniors must make, not only because of the financial impact, but the impact on care they may receive when needed.
You can switch between the two types of coverage every year during open enrollment. However, once you’ve chosen an Advantage plan, you are not guaranteed access to the best supplement plan if you return to traditional Medicare — especially if you have developed costly medical conditions. The physicians in the network will likely change in future years. They are paid on a very restricted basis, allowing the Advantage provider to keep costs down. With traditional Medicare you can choose any provider who accepts Medicare reimbursement. And your supplement will likely pick up whatever Medicare doesn’t cover.
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