his is the moment when families should start strategizing for college applications and financial aid. A quiet family discussion and a meeting with the high school guidance office can avoid tears and recriminations later.
High school seniors and their parents are thinking past Homecoming to college going! T The money discussion: A reality check The starting point revolves around how much parents can afford to contribute toward college. Recent headlines about the long-term burden of student loans and interest should make everyone aware of the magnitude of this obligation.
Financial aid This is the third element of the college search — finding the money to make it happen. This year the dreaded FAFSA form is being downsized, with the number of questions reduced from 108 to 46! It will focus more on income than on assets. The changes should result in more financial aid, as the EFC is replaced by the SAI , which allows more of a family or student’s income to be shielded from the calculation.
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