With so many workers having no money in retirement accounts, states are passing legislation to help people to start saving
Don’t have a retirement plan? You aren’t alone. But the state you live in might be working on solving that problem.
According to data from the National Institute on Retirement Security, 59% of working-age people in America don’t have any money in a retirement account—whether an employer-sponsored 401 or an IRA—and aren’t covered by defined-benefit pensions. For those who do have a retirement account, most have balances smaller than their annual income. In other words, the average working American most likely won’t be able...
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