State Farm Faces Backlash Over 'Lowball' Fire Damage Estimates

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State Farm Faces Backlash Over 'Lowball' Fire Damage Estimates
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Survivors of the Eaton Fire in Altadena and Pasadena are protesting State Farm, the largest home insurer in California, alleging that the company systematically underestimates damage costs. Protesters claim State Farm pressures policyholders to accept lower settlements by drastically reducing initial adjuster estimates before finalizing offers. The group seeks changes to the insurer's practices through protests, petition drives, and research.

LOS ANGELES, California — Survivors of the Eaton Fire in Altadena and Pasadena have organized protests against State Farm , the largest home insurer in the state, for allegedly “lowballing” estimates of damage.

According to Chen, State Farm appears to have a standard practice of “lowballing” estimates of damage. Individual adjusters who visit damaged properties in disaster zones, she says, come up with estimates of compensation for policyholders, but those numbers are revised downward radically by the company before being presented. The goal is to exert pressure on financially troubled policyholders to accept lower amounts. Chen says that State Farm has carried out this practice in the recent L.A. fires, as well as in previous disasters. Chen’s group has brought together thousands of fire survivors and is pressing for change, though protests, petition drives, and research into the “delta” between adjusters’ initial estimates and State Farm’s final offers.on Sirius XM Patriot on Sunday evenings from 7 p.m. to 10 p.m. ET . He is the author ofThe Trumpian Virtues: The Lessons and Legacy of Donald Trump’s Presidency , now available on Audible. He is a winner of the 2018 Robert Novak Journalism Alumni Fellowship. Follow him on Twitter atTrump Administration to Pay for Migrant Flights of Illegals Who Self-Deport‘Non-Binary Femme’ Singer Robert Adam Refuses to Perform in U.S. Cinco de Mayo Events Canceled for Fear of ICE Raids: ‘People Very Scared,’ ‘Thinking of Going Back to Mexico’CNN Platforms Terrorist, who Blames America for FentanylExclusive: JD Vance to Participate in Q&A at Event Hosted by Munich Security Conference

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