Stablecoins Could Still Dominate Post-Terra, S&P Says

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Stablecoins Could Still Dominate Post-Terra, S&P Says
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Even after the dramatic collapse of terraUSD, analysts at SPGlobalRatings believe stablecoins could still play a major role in the financial world. By jackschickler

Stablecoins could become a systemic feature of the financial world in spite of the recent high-profile collapse of the Luna Foundation’s terraUSD, analysts at credit agency S&P global ratings said in a webinar Thursday.

“The same sort of rules apply, the same centrality of credibility applies” in crypto as in traditional finance, Gruenwald noted, saying assets linked to the dollar “are going to need sort of high quality, liquid U.S. dollar assets in some sort of backing portfolios to make sure that regime is credible.”

Stablecoins still have a future, however, not least because international payments using the conventional banking system are so slow and expensive, said Harry Hu, a Senior Director responsible for S&P’s ratings of Chinese financial institutions. “For example: a country helps another country to develop its financial infrastructure as long as the second country would use the CBDC of the first country in order to transact internationally,” Damak said. “That could definitely change some of the ways international trade is conducted today.

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