It’s a great time to purge paper and passwords, close old accounts, and rethink your hefty tax refunds.
You can’t borrow your way to wealth. Learn how to save, spend mindfully and talk about money with your family and friends.In Big Mama’s house, the Spring equinox meant weekends spent washing and packing away winter stuff — the living room drapes gave way to white sheers , and the furniture freed of its slipcovers for a.
Now that I have my own home, I spring-clean like my grandmother. But I’ve added something to this annual ritual: clearing the clutter in my financial life., author of the best-selling book “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing,” and discard what doesn’t spark joy. Or in the case of bank and investment statements, necessity.Of course, you’ll need to keep original birth certificates, military records and other vital documents.
At the onset of the pandemic, the three major bureaus — Equifax, Experian and TransUnion — made it easier for consumers to view their credit history by offering free weekly credit reports. Though the offer was supposed to sunset, last year the bureaus permanently extended it.and online services that will backup your files and software. An external hard drive attached to your computer is still vulnerable5.
Or maybe you’ve moved on from a relationship, but your last romantic partner is still on your life insurance policy.Your mama set up a checking or savings account for you when you were in high school. You don’t use that account anymore, but you can’t bring yourself to close it down. Or maybe you got married, and you’re hanging on to accounts you no longer need.you don’t want because closing it would remove the history from your credit file.
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