Rental car crashes into four parked vehicles, causing insurance nightmare

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Rental car crashes into four parked vehicles, causing insurance nightmare
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The aftermath of a crash in Rochester that left four parked cars heavily damaged is becoming an insurance nightmare for one of the people involved.

Armstrong Williams takes on the news of the week and asks the questions you want answered. Don't miss our weekly town hall.Four cars were unoccupied in a parking lot off West Main Street when police say a rental vehicle went off the road and crashed into them Saturday, March 1, 2025.

Rochester, N.Y. — The aftermath of a crash in Rochester that left four parked cars heavily damaged is becoming an insurance nightmare for one of the people involved."I didn't know how to feel," she said of the crash. "I was angry and sad. There was just too much going on." Chelsea's car was one of the four that was struck in the area of West Main and Broad streets during the early morning hours of March 1."We jumped up out of bed, and then I heard the collision, and we ran to the window and looked outside," Chelsea said.The investigation determined a man was driving a rental vehicle on Broad Street when he went off the road and drove into a parking lot off West Main Street. Due to the vehicles not being occupied at the time of the crash, AAA insurance manager Alex Tetzlaff said the incident is considered property damage. "New York State minimum liability limit is $10,000, sounds like that's what they had. If they had $10,000, then it does get distributed evenly amongst the four parked vehicles. So each of them are going to get $2,500, and then next on the totem pole is going to be their own insurance," said Tetzlaff. "With four people, that's not likely to happen, because one of them is probably saying, 'You totaled my car, so I'm not accepting $2,500,' and then you would just, unfortunately, have to take the civil court and go for the rest." Police say both the driver of the rental car and his female passenger were taken to the hospital with non-life-threatening injuries. "There's the homeless shelter right down the street," Chelsea continued. "So, there's always people walking back and forth all the time. So, yeah, it was pretty reckless, I'd say."

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