Five years after the 2018 Camp Fire killed 85 people and destroyed 90% of the homes here, residents of Paradise, California, face a new struggle: Finding homeowner's insurance
Five years after the 2018 Camp Fire killed 85 people and destroyed 90% of the homes here, residents of Paradise, California, face a new struggle: Finding homeowner's insuranceHomes on Wagstaff Road in Paradise, Calif., are shown on Friday, June 14, 2024. Last month, the Rebuild Paradise Foundation launched the Defensible Space Gravel Grant.
Facing the prospect of not having protection for the home they’d worked so hard to build, the Gobbas enrolled in the California FAIR plan last year, the state’s insurer of last resort. Their annual premium is now $6,000. The Rebuild Paradise Foundation opened applications last month for the Defensible Space Gravel Grant — a $500 voucher for enough gravel to create a 5-foot-wide buffer around a 2,000 square foot home, protecting the structure from vegetation or other combustible material.insurers in California are required to give
Creating defensible space is also a key part of fire safety, according to Megan Fitzgerald-McGowan, director of the National Fire Protection Association’s Firewise USA program. “When we look at how a wildfire spreads, it’s not often that big wall of flames that people think of,” she said. “It’s the little embers flying through the air.”
“This idea of a little bit of funding going a long way is what we hear all the time,” said Fitzgerald-McGowan. “Sometimes it’s just that little bit of a leg up, because these costs do add up.” The foundation aims to help 1,000 families, but it will have to raise more funds to do so, which means Goodlin herself is in the process of applying for grants to expand the program. She said she’s even reached out to some of the insurance companies themselves for donations, though none have responded.
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Rebuilding Paradise: Nonprofit's $500 'defensible space' grants help cut residents' insurance costsFive years after the 2018 Camp Fire killed 85 people and destroyed 90% of the homes here, residents of Paradise, California, face a new struggle: Finding homeowner's insurance.
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Rebuilding Paradise: Nonprofit's $500 'defensible space' grants help cut residents' insurance costsFive years after the 2018 Camp Fire killed 85 people and destroyed 90% of the homes here, residents of Paradise, California, face a new struggle: Finding homeowner's insurance.
Read more »
Rebuilding Paradise: Nonprofit's $500 'defensible space' grants help cut residents' insurance costsFive years after the 2018 Camp Fire killed 85 people and destroyed 90% of the homes here, residents of Paradise, California, face a new struggle: Finding homeowner's insurance.
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