Scammers are constantly finding new ways to trick people into giving up money and personal information. Learn about common tactics used by scammers and how to protect yourself during Cybersecurity Awareness Month.
Whether it's romance scams or job scams, impersonators are looking for ways to trick you into giving them money or sharing your personal information.
When a scammer contacts you via phone or email, they use language that makes it seem like there is a problem that you need to solve. For example, a scammer contacts you over email telling you that your tax return has an error and if you don’t fix it you’ll get in trouble.Because scammers are good at creating a sense of urgency, people tend to rush, which makes them vulnerable.
Kate Kleinart, 70, who lost tens of thousands to a romance scam over several months, said to be vigilant if a new Facebook friend is exceptionally good-looking, asks you to download WhatsApp to communicate, attempts to isolate you from friends and family, and/or gets romantic very quickly. Scammers tend to use the name of an employee from a large company and craft a job posting that matches similar positions. An initial red flag is that scammers usually try to make the job very appealing, Velasquez said.
Investment scammers typically add different forms of “testimony,” such as from other social media accounts, to support that the “investment” works. Many of these also involve cryptocurrency. To avoid falling for these frauds, the FTC recommends independently researching the company — especially by searching the company’s name along with terms like “review” or “scam.”, which typically appear innocuous and ask about topics you might be interested in, such as your car or favorite TV show.
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