People think Medicare is going bankrupt

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People think Medicare is going bankrupt
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Preserving Medicare for future generations will require reining in the program's future spending commitments.

longevity. Roughly 7 in 10 adults under 65 say they’re “worried” or “extremely worried” the program won’t be around whenPreserving Medicare for future generations will require reining in the program’s future spending commitments.

Lawmakers can start by raising Medicare’s eligibility age. Back in 1965, when President Lyndon B. Johnson created the entitlement, the typical 65-year-old man and woman couldLawmakers can also increase means-testing to ensure that scarce taxpayer resources are not going to pay for the care of wealthy Americans who can afford it on their own.

At present, Medicare charges higher-income seniors more in premiums for their Part B outpatient and clinician services and Part D prescription drug services. But such means-testing doesn’t kick in for a single person until his income exceeds $103,000 — almost double the average U.S. salary. Married couples don’t face higher premiums until their incomes are beyond $206,000.That paper floats several ideas for ratcheting up means-testing.

An average American with average earnings who turned 65 in 2020 will receive $176,500 more from Medicare than what he has contributed through taxes and premiums, according to Paragon’s research. Lawmakers will need to get a hold on the entitlement’s spending if it is to survive for the long term.False Premise, False Promise: The Disastrous Reality of Medicare for All

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