Even as transactions get increasingly cashless, there's still a place for paper currency, especially when it comes to guilty pleasures, Stanford research finds.
will earn you 2%. Further, there are also federal mandates to protect you when you use your credit card if, for example, you never receive an item you've paid for.They are embedded with a near-field communication antenna that can be used for proximity payments via radio waves. There is also a dynamic cryptogram, or code, which is unique for each individual transaction.
This is similar to chip cards' smart technology, also known as EMV, which can process card transactions with embedded smart chips — except it is much faster.
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