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The Home Development Mutual Fund , or Pag-IBIG Fund, released about P88 billion in home loans in the first nine months of the year, the state-run firm reported Tuesday.Pag-IBIG said almost 55,000 members availed of its housing loans due to low interest rates."'Yung housing loan ng Pag-IBIG Fund, mababa 'yung interest rate, mahaba 'yung loan term—30 years 'yan.
"Kapag nakautang ka na, siyempre kailangan magbayad, marami na rin kaming online collection facilities," adding that members can loan up to P6 million depending on their capacity to pay.It now offers an interest rate of 6.25% for a three-year fixing period from the previous 6.375%.Further, the agency added it also offers affordable home loans to minimum wage earners, which is also payable up to 30 years.
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