A prospective Ford technology would allow the company to remotely shut down features and otherwise lock down vehicles whose owners don't make their car payments.
The patent, filed in August 2021, was published on Feb. 23, 2023 as part of the application process. The repossession system computer for cars has yet to receive final approval for patent protection.
A financial institution could, after notifying an owner of delinquency on payments and not receiving a response, use its computer to notify the vehicle’s computer, either shutting off a car feature or locking out the driver entirely. Repossession computers could also be configured to connect with law enforcement and medical facilities, giving them the ability to stop some car features or shut down the vehicle as well.
Optional components that could be disabled first include the air conditioning, radio and GPS, the music player, automated window and seat controls, and the automatic door locking and unlocking system.
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