Nearly half of insured Americans get surprise expenses in medical bills, study finds

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Nearly half of insured Americans get surprise expenses in medical bills, study finds
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Most don't contest billing errors or denied coverage, even though doing so frequently works, the Commonwealth Fund says.

Nearly half of insured Americans have been smacked by surprise medical expenses in the past year, but a majority don't contest billing errors or coverage denials, a new survey by the Commonwealth Fund finds. That inaction — which largely stems from an unawareness that such bills and denials can be challenged — can be a costly, as the effort frequently works, according to the study published on Thursday by the nonprofit private foundation.

The consequences of having coverage denials were also illustrated in the research, with nearly 60% reporting delays in care and nearly half — 47% — reporting worsened health conditions as a result.

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