Motley Fool: Johnson & Johnson offers dividends and growth

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Motley Fool: Johnson & Johnson offers dividends and growth
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Johnson & Johnson offers a solid earnings track record, as well as a new era of revenue growth down the road.

Johnson & Johnson offers a solid earnings track record, as well as a new era of revenue growth down the road. File Photo, March 17, 2006.Johnson & Johnson has increased its dividend for more than 60 consecutive years. And thanks to $19 billion in annual free cash flow, the health care giant can keep this growth going. Over the last five years, J&J has been hiking its payout at an annual average rate of 5.5%, and its dividend recently yielded a hefty 3.2%.

When buying an annuity, you’ll typically fork over a large sum to an insurance company in exchange for the promise of certain kinds of payments, potentially for the rest of your life. Buy from highly rated companies only — because if the insurer implodes, so might your payments, as state guaranty associations often cap recoveries. These are straightforward, often charging the lowest fees. They promise to pay you a specified sum for a specified period, starting soon after purchase.

If you invest just $2,000 per year for 40 years and your money grows at an average annual rate of 8%, you’ll end up with close to $560,000. If you contribute bigger sums along the way, you’ll end up with much more.I trace my roots to 1927, when two cousins in Monroe, Mich., launched a furniture company. In 1928, they debuted the “Gossiper,” a combination telephone stand and bench. In 1929, they patented the design of an innovative reclining chair.

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