The risks of hurricane-caused wind damage will grow along the East and Gulf coasts over the next 30 years and expand into inland areas previously thought to be out of reach for most of these storms, new research finds.
, from the nonprofit First Street Foundation, shows that risks to homeowners are currently underestimated because insurers and state agencies tend to base insurance rates on historical weather data that does not take the influence of climate change into account.undergone peer reviewThe result is a property-specific and climate-adjusted hurricane wind model that calculates the likelihood of a property being exposed to and damaged from a hurricane's winds.
First, climate change is increasing the proportion of storms that reach major hurricane status of Category 3 or above. This hasSecond, over time, storm tracks are shifting further north in some oceans, putting areas in the crosshairs that had been out of reach.Florida faces outsized economic risks relative to the rest of the country and other Gulf Coastal states. It's projected to account for $14.3 billion of the nation's $19.9 billion annual losses in 2053.
The Mid-Atlantic would see the largest increase in maximum wind speeds. The Northeast would see annual wind damages increase by 87% between now and 2053.First Street's wind factor model, which is freely available to the public, shows a "drastic" inland push in the percentage of properties at risk of hurricane wind damage during the next 30 years since stronger storms can maintain their intensity over greater distances once they come ashore.
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