''You may make minimum wage or you may make a million, but a pizza still costs five bucks.' It's a lesson in not falling into the standard of living creep trap as your income rises.'
"'You may make minimum wage or you may make a million, but a pizza still costs five bucks.' It's a lesson in not falling into the standard of living creep trap as your income rises."Adulting is a headache even on a good day; there are so many different ways to mess up, and of course, no instruction manual. I think we all wish we had a class or two in school that would have prepared us better for navigating the maze that is taxes, insurance, and mortgages.
"If/when you switch jobs, do NOT get tempted to just take the money out and blow it. Besides the taxes and penalties for using it, that couple thousand dollars will be a nice chunk of money down the line. And time does move faster the older you get...""'Give every dollar a job...' Having $1000 in my checking account with no purpose meant I had $1000 to spend, and I often did.
"I have three no-spend days per week. Right now, they’re Monday through Wednesday. I make sure to stock up on groceries, gas, etc. over the weekend. I won’t even buy a coffee on no-spend days. It has helped slow my spending down significantly.""From my cousin: 'There's no point in saving every freaking penny you earn if you don't set aside something to have fun with.' My dad saved every penny he ever earned and got his house and car paid off early.
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