[Promoted] Medical Gap Cover: Saving the day in 2023
Being unforeseen and unplanned for, a minor accident could result in serious injury and potentially even call for major surgery with exorbitant medical costs. This is where gap cover comes in.To put things into perspective, here is a scenario of what happened to Mr Smith, 69, in January while visiting his children in KwaZulu Natal:
His story illustrates the importance of investing in short-term insurance, like gap cover, to settle the shortfall between a medical scheme tariff and the applicable rates charged by private healthcare providers.Medical aid is health cover for costs such as hospitalisation, medicine and treatment of a medical aid member.
A medical aid plan may cover healthcare costs such as doctors’ appointments, in-hospital procedures, treatment and medication. Gap cover then steps in to cover the gap between what your medical aid covers and what your doctor charges.Should you not have gap cover in place, you will often be left with high medical expenses by way of shortfalls, even if you do belong to a medical aid scheme.
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