Make realistic financial goals your first New Year's resolution for 2020 investinyou (In partnership with acorns.)
If you'd like 2020 to be another of positive financial steps, don't just rely on the economy and luck. Instead, craft realistic resolutions that can help motivate and propel you toward even greater financial highs.How did you do financially in 2019? Knowing where you already stand — what progress you made, and what remains to be done — is essential to making even better progress for 2020. It also helps you set a benchmark for your New Year's resolutions.
If you're already investing, then it's time to explore asset classes or investing techniques you're not already using.If you paid off some debt, good job! It shows what you're capable of achieving, and allows you to set your sights higher in the year to come. If you don't have an emergency fund, today is the absolute best time to start creating it. This should be your No. 1, top resolution for 2020, because an emergency fund is indispensable. It protects you in the face of unexpected events such as job loss, car breakdowns or hospitalization.You should have a minimum of at least three months' worth of basic expenses saved in an easy-to-access account for this purpose.
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